WhatsApp Debt Collection Bot

Automated debt collection and accounts receivable recovery via WhatsApp

Reduce Days Sales Outstanding (DSO) and recover overdue invoices without friction. Automate pre-due reminders, manage early and late delinquent accounts, negotiate installment agreements with AI, and collect instantly via dynamic payment links reconciled into your ERP.

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Why Deepyze for your WhatsApp Debt Collection Bot?

We work with industry best practices to guarantee real results.

Preventative reminders and friendly notices

Proactive notifications sent 72h and 24h prior to invoice maturity with attached PDF invoices and single-tap payment buttons, drastically cutting accidental delinquencies.

Dynamic payment links and real-time gateways

Generates custom checkout links and instant bank transfer codes with exact balance due and automatic late-fee calculations, compatible with credit cards and debit rails.

AI-assisted installment negotiation & promises

When debtors cannot settle the full amount, the bot structures approved repayment plans, waivers for lump-sum settlements, and logs enforceable payment promises.

Immediate automatic ERP reconciliation

The moment funds are captured, webhooks update your accounting ERP (SAP, NetSuite, Odoo), closing open balances and issuing receipts with zero manual effort.

Arrears aging segmentation & adaptive tone

Distinct workflows based on delinquency stage: preventative, early arrears (1-30 days), mid-tier (31-60 days), and pre-legal stages with progressive escalation.

Seamless credit agent and legal handoff

When billing disputes, tax withholding claims, or repeated objections occur, the bot transfers the account to human collectors with full conversation summaries.

How we build your WhatsApp Debt Collection Bot

A clear and transparent method so you always know which stage your project is at.

ERP & aging ledger connection

We connect your accounting databases to stream open invoices, due dates, outstanding balances, and verified debtor phone numbers.

Policy & negotiation matrix definition

We configure business rules: late interest rates, authorized discount margins for immediate payoff, maximum installment schedules, and cadences.

Payment gateway & webhook integration

We set up dynamic checkout generation, QR codes, and idempotency-protected confirmation webhooks.

HSM compliance & live collection launch

We register approved transactional templates with Meta and deploy the collection bot, monitoring DSO reduction and collection recovery metrics.

Frequently asked questions about WhatsApp Debt Collection Bot

Everything you need to know before starting

Yes. The bot adheres strictly to consumer protection laws, data privacy regulations, and Meta commercial messaging guidelines. Messages are scheduled only within legal daytime hours, clearly identify the creditor, and support opt-out mechanisms.

An automated WhatsApp collection system with preventative alerts, payment link generation, and basic reconciliation starts at USD 2,200. Enterprise multi-tier collections with AI negotiation and deep ERP integration range from USD 3,900 to USD 7,000.

The bot supports receipt upload (PDF or image). Using AI OCR, it verifies the transaction reference number, date, and amount, cross-checking against bank statements before reconciling.

Yes. When a debtor requests payment, the calculation engine dynamically updates the total including compound interest or flat penalty fees according to your corporate policies.

We integrate with Mercado Pago, Stripe, Transferencias 3.0, dLocal, PayU, Kushki, and direct bank APIs depending on your geographic footprint.

Clients typically see a 25% to 45% reduction in DSO within 60 days, doubling early-stage recovery rates (1-30 days past due) through instant conversational checkout.

Productos que construimos

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Precio fijo en USD

Cotizamos con alcance cerrado en dólares. Sabés cuánto cuesta desde el día uno, sin sorpresas.

El código es 100% tuyo

Al finalizar, el repositorio, la infraestructura y la documentación quedan completamente a tu nombre.

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Propuesta en 24-48 h

Después de la primera reunión recibís una propuesta detallada por escrito, sin compromiso ni letra chica.

Damián Oliva

Fundador de Deepyze

Trabajás directo con quien construye. Años desarrollando productos digitales en LATAM, certificado en Google Cloud Machine Learning.

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